Figuring out where you can use your EBT card, which helps people who need food, can be tricky. When you’re hungry and thinking about grabbing a sandwich, you might be wondering if Subway takes EBT in Minnesota. This essay will dive into whether or not you can pay for your footlong at Subway with your EBT card in the North Star State.
The Simple Answer
So, does Subway accept EBT in Minnesota? The answer is a bit complicated, but generally, no, Subway locations in Minnesota do not directly accept EBT cards as a form of payment.

Why Subway Doesn’t Always Take EBT
The reason why Subway doesn’t automatically take EBT is because of how the SNAP (Supplemental Nutrition Assistance Program) rules work. SNAP is a federal program, but states manage how it’s used. In most cases, EBT cards can be used to buy groceries at places like supermarkets and some convenience stores.
Subway restaurants are typically categorized as restaurants, even though they sell food items. Unless a Subway has a special agreement with the state, they are not set up to process EBT payments. This can depend on the specific location and if the Subway is part of a larger agreement. To get a better understanding of this, you could consider the following list of factors:
- Franchise Ownership: Different Subway franchises may have different agreements.
- State Regulations: Minnesota has specific rules about EBT use.
- SNAP Guidelines: Federal SNAP rules guide what can be purchased.
The rules can also change! It’s always a good idea to check before you order.
Sometimes you might see information online that is outdated. SNAP rules and which restaurants take EBT can change, so what was true last year might not be true today. It is best to confirm information through the resources provided in this essay or by contacting the restaurants directly.
Exceptions to the Rule: Restaurant Meals Program (RMP)
Some states have a Restaurant Meals Program (RMP). The RMP lets certain EBT users, like the elderly, people with disabilities, and those experiencing homelessness, use their benefits to buy prepared meals at participating restaurants. Minnesota, unfortunately, does *not* currently have an active Restaurant Meals Program.
Without the RMP, using EBT at Subway is limited, even for those who qualify for RMP in states that have it. The program would allow EBT users to purchase meals from participating restaurants. Since Minnesota is not a part of this, that is not an option.
Even if you do meet the requirements, EBT is only accepted if the restaurant is enrolled in the RMP, so it’s important to confirm these details.
- Elderly: People over a certain age might qualify.
- Disabled: People with disabilities may be eligible.
- Homeless: People experiencing homelessness might be included.
It’s important to stay updated on state programs!
Contacting Your Local Subway
The best way to find out if a specific Subway location takes EBT is to call them directly. Subway restaurants are often owned by different franchises, and it’s possible a local owner might have made a special arrangement. Check online to find the number for the specific Subway you want to visit.
You can find Subway locations near you by using a search engine and typing in your address. Call the local restaurant to see if they participate in any local programs or accept EBT as a form of payment.
- Find the Subway’s Phone Number: Search online or use a phone book.
- Call and Ask: Politely inquire about EBT acceptance.
- Confirm Before Ordering: Make sure they accept EBT *before* you order.
Calling ahead is the best way to ensure you can use your EBT card without any problems when you go to the restaurant.
Alternative Payment Options and Planning Ahead
If Subway doesn’t accept EBT, you’ll need a different payment method. Make sure you have another way to pay, like cash, a debit card, or a credit card, before you order. If you are relying on EBT for food, you might need to plan ahead.
Knowing your payment options is important. You might consider carrying a small amount of cash just in case or having a backup plan.
Payment Method | Availability |
---|---|
Cash | Always accepted |
Debit/Credit Card | Usually accepted |
EBT | Generally not accepted |
It’s always wise to prepare and have multiple options for payment.
Other Food Options That Accept EBT
If you can’t use EBT at Subway, there are many other places in Minnesota where you *can* use your card! Grocery stores, farmers’ markets (in some cases), and certain convenience stores are great options for using your EBT benefits to buy food.
Also, a lot of food trucks and local events take EBT. It just takes a bit of research to find out where the best options are!
- Grocery Stores: Supermarkets and smaller stores.
- Farmers’ Markets: Some allow EBT purchases.
- Convenience Stores: Select stores may accept EBT.
Your local food bank and resources can also help direct you to places that take EBT in your area.
Conclusion
In summary, while Subway is a convenient option, it generally doesn’t accept EBT cards in Minnesota. Since Minnesota doesn’t have a Restaurant Meals Program, this is still the case. The best way to know for sure is to call your local Subway location. If you can’t use EBT there, remember that plenty of other places accept it, so you can still get the food you need!